Deputy Head - Real Estate Finance Administration

We are seeking a Deputy Head, Real Estate Finance Administration to join our Real Estate team. The selected candidate will have a proven track record in lending and property development and commercial real estate experience. This is a senior management level position which requires proficiency in all areas of commercial banking, credit skills, negotiations skills and bank product knowledge. 

The incumbent will perform other duties as necessary to support the goals and objectives of the Real Estate line of business unit and work directly with the Business Head, Relationship Managers and Risk Management Dept. to structure transactions for loan application and approval. This will involve acquiring a working knowledge of the day-to-day processes which include the duties as described hereunder.

Principal Duties:

  • Supports the Head of Department in the direction and consistent execution of commercial banking goals and strategies;
  • Supervises the work of a compact team of professionals; determines work priorities and coordinates work assignments;
  • Monitoring facility activities including repayments and performing regular project/relationship reviews. Adherence to Bank escalation processes;
  • Preparation of credit applications for presentation to the Bank’s Credit Committee and provide guidance and material assistance to the Risk Management Department in the assessment of credit applications;
  • Perform periodic review of real estate policies and procedures and formulating processes to cater for new regulatory and management reporting requirements as they transpire;
  • Review sanction letters, security documentation, checking of all documentation and perfection of security and keep weekly dashboards updated;
  • Supervise the Day to day administration including client onboarding, loan disbursements, security perfection and account monitoring;
  • Liaise with Back-Office, Risk Management and Legal on all matters relating to security documentation, loan drawdowns and waivers;
  • Ensure risk appetite is adhered to while supporting Real Estate front in achieving business plan goals and the target market share;
  • Participate in calls on major commercial accounts to develop new relationships with prospective clients, when required;
  • Promote and drive initiatives to develop innovative corporate lending and new banking products to meet client needs;

Education, Skills and Experience:

  • A qualification at tertiary level in banking or accountancy is a prerequisite although talented candidates in a similar position with a credit institution will also be considered;
  • At least 10 years banking experience with adequate knowledge at a corporate level;
  • Demonstrate effective verbal and written communication skills;
  • Strong analytical skills particularly in regards to financial statements and cash flow analysis;
  • Be conversant with mainstream banking applications and Microsoft Office suite;